Give every dollar a job at the start of the month, enter what you spend, and watch each envelope. Budgetfold is the manual, envelope-style budget that works in any currency, shared with your household, and exports whenever you say so.
Bring your budget from: YNAB · Mint · Monarch · EveryDollar · Rocket Money · Goodbudget · PocketGuard · Simplifi · Copilot · Empower · Quicken · Tiller
Rather start on paper? Free monthly budget template →
Budgeting apps got expensive by bolting on bank feeds, investment tracking and bill negotiation. The method that works is simpler than any of that.
Zero-based, envelope-style. Ready to assign shows what is unassigned; overspending in one category comes out of next month, the way it should.
"$150 every month", "build up to $2,000", or "$1,200 by December". One button funds every goal from Ready to assign.
Accounts, cleared and uncleared, transfers, split transactions, one-click reconciliation against your statement. Nothing connects to your bank.
Every recurring charge with its renewal date, yearly cost, trial end and a price-change log. Budgetfold finds them in your history for you.
YNAB register and plan files, Mint's old CSV, Monarch, Goodbudget, Rocket Money, Copilot, Tiller, or any bank CSV, OFX, QFX or QIF file. Accounts and categories are created to match. Re-importing never duplicates. Import guides →
One person free, up to six on Plus. Pick your currency once. AI categorises imports and reviews your month in plain words, and counts as an assist, not a subscription.
Prices from each product's pricing page on 7 September 2026. All per year unless noted.
What they have that Budgetfold does not: automatic bank feeds, investment dashboards, bill negotiation, credit scores. What Budgetfold has that most of them do not: no bank credentials anywhere, any currency, a subscription tracker on the free plan (3 subscriptions; no cap on Plus), and export in the same shape you imported.
No sign-up, they run in your browser. All calculators →
Split take-home pay into needs, wants and savings, per paycheck or per month.
List your debts and see which payoff order is faster and cheaper.
Assign every dollar of income until the left-to-assign line reads zero.
What to set aside each month for bills that come once or twice a year.
The monthly amount to reach a goal by a date, or how long your deposit takes.
Two reasons. It is the part of budgeting apps that costs the most and breaks the most, and typing a purchase is the moment you notice it. Import your bank's CSV whenever you like; most people do it weekly.
Yes: zero-based, envelope-style, with overspending rolling into next month's Ready to assign. YNAB's own register and plan exports import directly. The method is not proprietary; the app is what you pay for.
Yes. Set your currency in Settings and everything follows. Dates and number formats use your device's locale.
9GG LLC in Wyoming, who also make Mealfolder and Noteshik. About us.
Budgetfold