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Budget app for Australia

A budget app for Australia that plans every dollar of your pay.

Budgetfold is a zero-based budget: your pay is shared out between rent, groceries, rego and savings before you spend it, and whatever is left in a category rolls into next month. Set the currency to Australian dollars and every amount shows as A$. It is on Google Play in Australia and works in any browser.

Free plan: this month's budget, 2 accounts and 100 transactions. On the web Plus is $39 (US dollars) a year; in the Android app Google Play charges in your local currency.

A month in Australian dollars

Take-home payA$5,100.00
RentA$2,300.00
Electricity and gasA$190.00
GroceriesA$720.00
Fuel and transportA$260.00
Rego and insurance fundA$140.00
Phone and internetA$125.00
SavingsA$600.00
Spending moneyA$765.00
Left to assignA$0.00

Illustrative figures. Direct debits go in Bills & subscriptions with their dates.

How it works in Australia

Pick Australian dollars in Settings. Budgetfold has no bank connection. You type a purchase in a few seconds, or download a CSV, OFX or QFX statement from your online banking and import it. Day-first dates such as 25/10/2026 are read correctly. Yearly costs such as rego, insurance or school fees become sinking funds that fill each month.

Used Pocketbook?

Pocketbook closed on 5 August 2022. If you still have a CSV of your transactions, or your bank's own export, Budgetfold imports it and rebuilds the accounts and categories.

Budgetfold and Australian budgeting apps

FrolloWeMoneyBudgetfold
PriceFreeFree; Pro $9.99/month or $99/yearFree plan; Plus US$39/year on the web, local price on Google Play
Bank connectionYesYesNo; CSV, OFX, QFX import
Budget styleTracking and budgetsTracking, credit score, budgetsZero-based envelopes with rollover

Frollo from frollo.com.au ("free money management app"); WeMoney Pro from the WeMoney help centre; Pocketbook closure reported by Money magazine (moneymag.com.au). Read 23 October 2026.

Questions

Does Budgetfold work in Australia?

Yes. Set the currency to Australian dollars. The Android app is on Google Play in Australia and the web app works in any browser.

What replaced Pocketbook?

Pocketbook closed in August 2022. Budgetfold is one option if you want to plan money by hand; it imports bank CSV, OFX and QFX files.

Does it connect to my bank?

No. You type purchases or import a statement file from your online banking.

How much is it in Australian dollars?

The free plan costs nothing. Plus is US$39 a year on the web; in the Android app Google Play charges in Australian dollars.

Other countries: United Kingdom · Canada · Other countries · United States. Competitor names are trademarks of their owners; Budgetfold is not affiliated with them. General information, not financial advice.