Monarch's help center documents a whole-history download and says it stays available after your subscription or trial ends. Budgetfold reads that CSV: every transaction with its account, category, merchant and notes.
Full importer for Monarch's transaction CSV. Steps checked on help.monarch.com ("Downloading Transaction or Account History", updated 9 September 2026).
Free plan: this month's budget, 2 accounts, 100 transactions, 3 tracked subscriptions, one person, 10 AI assists a month. If your import is bigger than the free plan, you get a one-time offer at that moment: $10 off the first year of Plus ($29), good for 30 days.
| From Monarch | Into Budgetfold |
|---|---|
| Transactions | yes: date, merchant, amount, category, account, notes |
| Accounts | yes, created from the Account column |
| Categories | yes, with the category name on each row |
| Budgets | no. Monarch's transaction download has no budget amounts; assign this month in Budgetfold |
| Goals | no. None of these apps export goal settings; set them again in Budgetfold, it takes a few minutes |
| Recurring | not as a list; press Find recurring charges after the import and Budgetfold proposes them from the history |
| Notes and tags | notes yes, kept as the memo |
Monarch is $99.99 a year (its pricing page, checked 7 September 2026). Budgetfold Plus is $39 a year or $4.99 a month, and the free plan covers this month with 2 accounts and 100 transactions. Monarch syncs banks and tracks investments; Budgetfold does neither, on purpose, and never holds a bank login.
Your transactions land in the register with their accounts and categories. Open the current month, move Ready to assign into categories until it reads zero, and the envelopes start working from today. Press Find recurring charges on Bills & subscriptions and Budgetfold proposes your subscriptions from the history, with renewal dates and yearly cost. Everything you import can be exported again as a zip of CSVs at any time, on every plan.
Monarch is a trademark of its owner. Budgetfold is not affiliated with it. Export steps were checked on the date in the guide and may change; tell us at support+budgetfold@9gg.app if they have. General information, not financial advice.
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