Subscription audit
Date: ____________ · Cards and accounts checked: ____________________________ · Yearly cost = monthly × 12, weekly × 52, quarterly × 4.
| Service | Amount | Cadence | Yearly cost | Renews on | Last used | Keep / cancel | Cancel link or how |
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| Total per year | | | | Monthly equivalent (÷ 12): |
Where subscriptions hide: tick each source as you check it
- Card statements, all cards, last 12 months
- Bank statements: direct debits and standing orders
- iPhone / iPad: Settings → your name → Subscriptions
- Android: Play Store → profile → Payments & subscriptions
- PayPal: Settings → Payments → Automatic payments
- Amazon: Your Memberships & Subscriptions
- Email: search "receipt", "renewal", "your subscription", "trial"
- Email: search "welcome to", "free trial", "has been charged"
- Household members' cards and app stores
- Work-paid tools that quietly moved to a personal card
- Annual charges: domains, cloud storage, insurance add-ons
- Delivery, gym, phone add-ons billed through the carrier